ProductsPayPal

PayPal product analyses

A tighter look at the products that matter most to PayPal, along with the free, open, decentralized, or cooperative alternatives already creating pricing pressure and the original disruption concepts that could widen that pressure further.

Products

Where the moat actually touches users

These pages zoom into the products and services that matter most to each company, the alternatives already nibbling at them, and 2 structured disruption concepts across the current product set.

2 disruption concepts tracked0 documented exceptions

PayPal Checkout and Braintree

merchant payments

1 concept

PayPal Checkout and Braintree give merchants a payment stack for PayPal, Venmo, cards, digital wallets, local payment methods, risk controls, and marketplace payments.

Open analysis

Venmo

consumer wallet and peer-to-peer payments

1 concept

Venmo is PayPal's U.S. consumer wallet for peer-to-peer transfers, social payments, merchant checkout, cards, and account-linked spending.

Open analysis

Paper trail